Know more about how to apply for zero annual fee credit card with IndusInd Bank
Lifetime-free cards or credit cards with no annual fees offer the unique benefit of no joining fee and no annual fees. This means that there is no yearly charge on your credit card simply to own it and keep it active year after year. Since there is no fee, no annual-fee credit cards are a great option for those who are looking to get maximum value on their spending, especially for new credit card owners who are building their credit score.
Do note that lifetime free credit cards also offer attractive perks and discounts, and despite being free, they might be as comprehensive as other high-end credit cards which come with annual fees. The no-annual-fee credit cards offer great value to customers.
Depending on the kind of credit card you choose, the perks, features, and reward points may vary.
You can browse through IndusInd Bank’s website to see the offers on select no-annual-fee credit cards it offers and choose the one that best suits you.
How to apply for a ‘no annual fee’ credit card?
You can apply for a no annual fee credit card with IndusInd Bank, on to their website in just 3 easy steps –
Get an instant online credit card with IndusInd Bank in 3 easy steps:
- Fill in basic details such as your PAN number, Mobile No, and Email ID and do a quick e-KYC for address confirmation
- Choose the credit card that best suits your lifestyle
- Complete your instant video KYC
That’s all, you just sit back and relax and the card will be delivered to your address within 2-3 days
Documentation and Eligibility Criteria
Although the eligibility criteria to apply for a lifetime free credit card may differ from bank to bank, there are certain general criteria that you must adhere to. These are-
Age: You must be at least 21 years old and less than 60 years or retirement age, whichever is earlier.
Salary: Your net monthly income must be at least INR 20,000
Employment: All salaried and self-employed individuals can apply
Credit score: To pass the credit card eligibility, you will need a good CIBIL score.
IndusInd Bank’s credit cards come with additional features –
- Enjoy exclusive memberships and discounts on dining, travel, online retail, entertainment, and more
- No joining fee and lifetime free cards (on select credit cards)
- Rewards points that never expire
- Convert rewards to cash to pay the outstanding bill on credit cards
- International acceptance and discounted foreign currency markups rates
- Instant approval and no physical documentation required
Almost all credit cards with IndusInd Bank come with loaded reward points that don’t expire. You can redeem these reward points at your convenience or redeem them for cash to pay for an outstanding bill. The credit cards also come with exclusive benefits such as free airport lounge access, discount on Swiggy and bigbasket.com, and more.
Don’t miss out on all the perks and rewards that await you. Apply for an instant credit card today to spend more and save more.